Exception to Limited Tort

Answer:

If, by chance, you have limited tort insurance, and you’ve been injured in an automobile accident, there are exceptions. For instance, if you’re a pedestrian or a cyclist, even if you have limited tort insurance, you can sue for general damages. If you’re an occupant of a non-private passenger vehicle, such as an Uber, a Lyft, a taxi, or bus, you can still sue for general damages or make a claim for general damages. If you’re a victim of DWI or DUI, that’s another exception to limited tort. If the driver that hits you has no car insurance, that’s another exception to limited tort. In that case, you can make a claim for UIM damages as well. Keep in mind, if you do have limited tort, those are the five exceptions and you should contact a personal injury attorney to find out if you can make a claim or not.